
New
Debt Payoff Planner – Excel Debt Snowball & Avalanche Calculator
£3.99
What you receive
- Debt Payoff Planner.xlsx with example debts and a Start Here guide
A clear, calm Excel planner for paying off debt. Enter your debts once and it works out the order, the monthly payments and your debt-free date.
What’s inside
- Snowball, Avalanche or Custom – switch methods to compare instantly
- Up to 40 debts – credit cards, loans, car finance, overdrafts, BNPL and more
- Extra monthly payment – rolls onto the next debt automatically when one is cleared
- Payment schedule – exactly what to pay on every debt, every month, with a tick-off column
- Dashboard – debt-free date, total interest, interest saved and time saved vs. minimum payments, payoff order and a balance chart
- Currency selector – £, $, €, ₹, ¥, R
- Warns you if a minimum payment doesn’t cover the interest
Good to know
- Works in Microsoft Excel 2016 or newer and Excel for the web
- Formulas are protected – only your input cells are editable
- Example debts included so you can see how it works
- Planning tool only, not financial advice. Instant digital download, personal use licence.
Template Features
- Ready to use: just type in the blue input cells
- Formulas locked and hidden so nothing breaks by accident
- Drop-down lists and automatic status colours
- Dashboard and summaries update instantly
- Sample data included so you can see it working
- Built-in How to Use sheet
Software Compatibility
- Microsoft Excel 2010 or later
- Excel 2016, 2019, 2021 and Microsoft 365
- Windows and Mac
- Not designed for Google Sheets or Numbers
Skill Level Required
- Beginner friendly: no formulas, macros or add-ins needed
- Clear instructions on the How to Use sheet
- Works out of the box with your own data
Download & Licence
- Instant download after checkout (.xlsx file)
- Lifetime access from your account
- Use for personal or internal business use
- Reselling or sharing the file is not permitted










