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Debt Payoff Planner
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Debt Payoff Planner – Excel Debt Snowball & Avalanche Calculator

£3.99

What you receive
  • Debt Payoff Planner.xlsx with example debts and a Start Here guide
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A clear, calm Excel planner for paying off debt. Enter your debts once and it works out the order, the monthly payments and your debt-free date.

What’s inside

  • Snowball, Avalanche or Custom – switch methods to compare instantly
  • Up to 40 debts – credit cards, loans, car finance, overdrafts, BNPL and more
  • Extra monthly payment – rolls onto the next debt automatically when one is cleared
  • Payment schedule – exactly what to pay on every debt, every month, with a tick-off column
  • Dashboard – debt-free date, total interest, interest saved and time saved vs. minimum payments, payoff order and a balance chart
  • Currency selector – £, $, €, ₹, ¥, R
  • Warns you if a minimum payment doesn’t cover the interest

Good to know

  • Works in Microsoft Excel 2016 or newer and Excel for the web
  • Formulas are protected – only your input cells are editable
  • Example debts included so you can see how it works
  • Planning tool only, not financial advice. Instant digital download, personal use licence.
Template Features
  • Ready to use: just type in the blue input cells
  • Formulas locked and hidden so nothing breaks by accident
  • Drop-down lists and automatic status colours
  • Dashboard and summaries update instantly
  • Sample data included so you can see it working
  • Built-in How to Use sheet
Software Compatibility
  • Microsoft Excel 2010 or later
  • Excel 2016, 2019, 2021 and Microsoft 365
  • Windows and Mac
  • Not designed for Google Sheets or Numbers
Skill Level Required
  • Beginner friendly: no formulas, macros or add-ins needed
  • Clear instructions on the How to Use sheet
  • Works out of the box with your own data
Download & Licence
  • Instant download after checkout (.xlsx file)
  • Lifetime access from your account
  • Use for personal or internal business use
  • Reselling or sharing the file is not permitted